Length, Mass, Volume, and Time
| Measurement | Conversion |
|---|---|
| Length | \(1\,\mathrm{ft}=12\,\mathrm{in}\); \(1\,\mathrm{yd}=3\,\mathrm{ft}\); \(1\,\mathrm{mi}=5280\,\mathrm{ft}\) |
| Metric length | \(1\,\mathrm{km}=1000\,\mathrm{m}\); \(1\,\mathrm{m}=100\,\mathrm{cm}\) |
| Length across systems | \(1\,\mathrm{in}=2.54\,\mathrm{cm}\) (exact); \(1\,\mathrm{mi}=1.609344\,\mathrm{km}\) |
| Weight/mass | \(1\,\mathrm{lb}=16\,\mathrm{oz}\); \(1\,\mathrm{lb}\approx0.45359237\,\mathrm{kg}\); \(1\,\mathrm{kg}\approx2.20462262\,\mathrm{lb}\) |
| US customary volume | \(1\,\mathrm{gal}=4\,\mathrm{qt} =8\,\mathrm{pt}=16\,\mathrm{cups}\) |
| Metric volume | \(1\,\mathrm{L}=1000\,\mathrm{mL}\) |
| Time | \(1\,\mathrm{hr}=60\,\mathrm{min} =3600\,\mathrm{s}\); \(1\,\mathrm{day}=24\,\mathrm{hr}\) |
| Area | \(1\,\mathrm{yd}^2=9\,\mathrm{ft}^2\); \(1\,\mathrm{ft}^2=144\,\mathrm{in}^2\) |
For squared units, square the linear conversion factor. For example, \(1\,\mathrm{yd}^2=(3\,\mathrm{ft})^2 =9\,\mathrm{ft}^2\).
Temperature: Fahrenheit and Celsius Only
For a temperature change, use \(\Delta F=\frac95\Delta C\) and \(\Delta C=\frac59\Delta F\). Do not add or subtract 32 for a temperature difference.
Examples: \(68^\circ\mathrm{F}=20^\circ\mathrm{C}\); \(-10^\circ\mathrm{C}=14^\circ\mathrm{F}\); an increase of \(10^\circ\mathrm{C}\) corresponds to an increase of \(18^\circ\mathrm{F}\).
Unit Rates and Dimensional Analysis
Multiply by conversion fractions so the unwanted units cancel. For speed, \(1\,\mathrm{mph} =\frac{5280\,\mathrm{ft}}{3600\,\mathrm{s}} \approx1.46667\,\mathrm{ft/s}\).
Percentages and Budgeting
For a percentage increase of \(p\%\):
For a percentage decrease of \(p\%\):
For successive changes, multiply the factors. A \(10\%\) increase followed by another \(10\%\) increase produces a total increase of \(21\%\), not \(20\%\).
Markup percentage instead uses cost as the denominator.
Simple Interest
Here \(P\) is the principal, \(I\) is the interest, \(A\) is the final amount, \(r\) is the annual interest rate as a decimal, and \(t\) is the term in years.
Compound Interest
To solve for the time \(t\):
Here \(P\) is the principal, \(I\) is the interest, \(A\) is the final amount, \(r\) is the annual interest rate as a decimal, \(t\) is time in years, and \(n\) is the number of compounding periods per year.
Common values: annually \(n=1\), quarterly \(n=4\), monthly \(n=12\), weekly \(n=52\), and daily \(n=365\).
Annuities
The future amount \(A\) of an ordinary annuity with recurring periodic payments \(R\), annual interest rate \(r\), \(n\) payments per year, and term \(t\) years is:
This formula assumes payments are made at the end of each period, with interest compounded at the same frequency as the payments.
Loans, Amortization and Mortgages
For a loan with total amount owed \(A\), paid in \(N\) equal installments, the payment \(M\) is:
For an amortized loan with principal \(P\), annual interest rate \(r\), \(n\) payments per year, and fixed term \(t\) years, the periodic payment \(M\) is:
For monthly payments, use \(n=12\). The formula assumes a fixed interest rate, equal payments, and interest compounded at the same frequency as the payments.
The total amount paid \(A\) and the total interest \(I\) are:
Here \(N=nt\) is the total number of payments. These formulas assume no additional fees.
For a purchase financed with a down payment, the amount financed is: